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Ohio's Assisted Living Waiver, Explained

The waiver pays for care services inside a licensed RCF. It does not pay for room and board, and capacity is limited.

HomeOhio RulesOhio's Assisted Living Waiver, Explained
Short answer

The waiver that pays for services delivered inside a licensed Residential Care Facility, for Medicaid-eligible adults age 21 and older with a hands-on need for help with activities of daily living.

What it covers, and what it does not

Covers: Personal care and supportive services provided by the RCF's staff.

Does not cover room and board. The waiver does not cover room and board. The resident pays room and board directly to the facility, at a rate capped at the SSI federal benefit rate minus a $50 personal needs allowance.

Eligibility

  • Ohio resident and U.S. citizen or qualified non-citizen
  • Age 21 or older (PASSPORT and the Assisted Living Waiver primarily serve people age 60 and older in practice) and meets Nursing Facility Level of Care
  • Financially eligible under Ohio's non-MAGI, aged/blind/disabled Medicaid rules (see nf_medicaid below); this is a different eligibility pathway than the MAGI-based Medicaid expansion population

Getting on the waiver

Apply through the Ohio Department of Medicaid at benefits.ohio.gov, or contact the Area Agency on Aging serving your county for a waiver assessment and to get on any waiting list.

Ask any community you are seriously considering whether it holds a current Assisted Living Waiver provider agreement, and how many current residents actually use it. A meaningful share of Cleveland-area RCFs do not participate at all, and capacity is limited even where a community does.

Source: Ohio Department of Aging: Assisted Living Waiver

How Cleveland families pay for care. Medicare does not cover assisted living. Ohio's long-term supports run through the Assisted Living Waiver, PASSPORT, and MyCare Ohio for dual-eligibles, none of which cover room and board in assisted living. Read the full explanation →

Questions Cleveland families ask

What is Medicaid Estate Recovery in Ohio, and can the state take my parent's house?

Ohio's Medicaid Estate Recovery Program (MERP) is a federally required program that recovers certain Medicaid long-term care payments from a deceased recipient's estate, for recipients 55 or older or of any age if permanently institutionalized. Ohio is an "expanded recovery" state, meaning assets passing outside probate, like transfer-on-death deeds or joint survivorship property, can be subject to recovery too. Recovery is delayed while a surviving spouse, minor child, or blind or disabled child lives in the home, and hardship waivers are evaluated case by case.

Does Ohio Medicaid pay for room and board in assisted living?

No. The Assisted Living Waiver pays only for personal care and supportive services delivered by the facility's staff; room and board is the resident's own responsibility, capped at the SSI federal benefit rate minus a $50 personal needs allowance. This is true across Ohio's long-term care Medicaid programs: PASSPORT and MyCare Ohio also do not cover room and board in any residential setting.

How much does assisted living cost in Ohio in 2025?

According to the 2025 CareScout Cost of Care Survey, the Ohio statewide median for an assisted living community is $6,103 a month ($73,230 a year), close to the 2025 national median of $6,200 a month. CareScout does not publish a separate Cleveland or Cuyahoga County figure, so this is a statewide median, not a local one.

What does a nursing home cost in Ohio, semi-private versus private room?

The 2025 CareScout Cost of Care Survey puts Ohio's statewide median nursing home cost at $9,186 a month ($302 a day) for a semi-private room and $10,389 a month ($342 a day) for a private room. Both figures run slightly below the 2025 national medians of $9,581 and $10,798 a month, respectively.

Why can't I find a Cleveland-specific or Cuyahoga County cost figure for senior care?

No primary source, including CareScout's annual survey, publishes a Cleveland- or Cuyahoga County-specific cost figure; the published data is limited to national and state-level medians. Cleveland-area pricing likely varies significantly by neighborhood, with the East Side inner suburbs and Lake County generally commanding higher rates than more rural parts of Geauga, Medina, or Portage counties.

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