Question 1

What is MyCare Ohio and which Cleveland-area counties does it cover?

Accepted Answer

MyCare Ohio is a managed care demonstration for Ohioans eligible for both Medicare and Medicaid, coordinating medical care, behavioral health, and long-term services and supports through a single plan. Its Northeast Ohio region covers all of Cuyahoga, Lake, Lorain, Medina, and Geauga counties, plus Summit and Portage counties. As of mid-2026 Ohio was mid-transition on a restructuring called Next Generation MyCare, so families should confirm current plan and county status directly with the Ohio Department of Medicaid.

Question 2

What are Ohio's income and asset limits for nursing home Medicaid in 2025?

Accepted Answer

As of 2025, the income limit for a single applicant is $2,901 per month, 300 percent of the SSI federal benefit rate, and the asset limit is $2,000 for a single applicant or $3,000 combined for a couple where both need care. A community spouse can keep between $31,267 and $148,620 in countable assets under the Community Spouse Resource Allowance. These figures adjust annually and should be confirmed with the Ohio Department of Medicaid or an elder law attorney.

Question 3

How do I actually apply for Medicaid long-term care coverage in Ohio?

Accepted Answer

Applications go through the Ohio Department of Medicaid at benefits.ohio.gov, or families can contact the Area Agency on Aging serving their county for help with a waiver assessment and to get on any relevant waiting list. Applicants need to meet both the nursing-facility level-of-care clinical standard and the state's non-MAGI financial eligibility rules.

Question 4

What is Medicaid Estate Recovery in Ohio, and can the state take my parent's house?

Accepted Answer

Ohio's Medicaid Estate Recovery Program (MERP) is a federally required program that recovers certain Medicaid long-term care payments from a deceased recipient's estate, for recipients 55 or older or of any age if permanently institutionalized. Ohio is an "expanded recovery" state, meaning assets passing outside probate, like transfer-on-death deeds or joint survivorship property, can be subject to recovery too. Recovery is delayed while a surviving spouse, minor child, or blind or disabled child lives in the home, and hardship waivers are evaluated case by case.

Memory Care in the Cleveland area

Three things worth knowing first

Verified memory care across the region

Memory Care by city

Memory Care in Cleveland

Memory Care in Lakewood

Memory Care in Parma

Memory Care in Westlake

Memory Care in Strongsville

Memory Care in Beachwood

Memory Care in Shaker Heights

Memory Care in Rocky River

Memory Care in Mentor

Memory Care in Solon

Memory Care in Independence

Memory Care in North Olmsted

Memory Care in Euclid

Memory Care in Mayfield Heights

Memory Care in Broadview Heights

Memory Care in Avon Lake

Memory Care in Willoughby

Memory Care in Brecksville

Questions Cleveland families ask

Not sure where to start?